Working With Credit Bureaus

If you used an attorney for your bankruptcy, as most people do, they may have sent notification of your bankruptcy to the credit bureaus and creditors with a request for post-discharge modification. This is a great first step in the credit repair process, but unfortunately, the credit bureaus are not great at doing things the first time they are asked. We will follow-up with them accordingly.

What Is On Your Credit Report

Doing credit repair after you have had a bankruptcy is probably one of the smartest things you can do for your credit profile. You don't want previous delinquent accounts to show continuous, post-discharge delinquencies. The last delinquent payment should be the month after you filed your case. All lines on your credit report should say "Discharged in Bankruptcy" or "Included in Bankruptcy" and show a zero balance.

Eliminating Credit Report Errors

The information held by Experian, Equifax and TransUnion isn't necessarily as accurate as might be anticipated. It is important that discharged bankrupts check their post bankruptcy credit in case agreements that have already been eliminated continue to show as active. The Fair Credit Reporting Act gives consumers - or an appointed credit repair attorney - the opportunity to correct these issues.

Post Bankruptcy Credit Repair

Have You Recently Filed for Bankruptcy?

Your attorney wants to insure that all items included in your bankruptcy are being reported accurately per the Fair Credit Reporting Act.

By filling the form you are entitled to a Free Credit Report and Review with our Credit Coach. During your review you will learn what can be done to correct your credit while locating possible Fair Credit Reporting Act violations and other inaccurately reported items from your bankruptcy.

If your analysis reveals several accounts that are inaccurately reported after your bankruptcy, you will be considered for our Pro Bono credit repair services, meaning we will process your initial disputes at no out-of-pocket cost to you to have those items corrected.

If your creditors still do not correct the inaccurately reported items, you will be referred to an attorney partner who will pursue damages on your behalf and other legal remedies to correct the inaccurately reported items.

If all items are reported accurately but you still have credit damage, Credit Repair Shield will provide you with a low cost credit repair service or our free credit repair course and coaching.

Your attorney and Credit Repair Shield are dedicated to insuring that items included in your bankruptcy are reported accurately, verifiably, and legally. Credit Repair Shield pro bono credit repair and free course are a few options to have your credit corrected at no out-of-pocket costs to you so you can have a fair chance of rebuilding your financial future.

Please contact us today to receive your free report and analysis today.

 
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